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Home Buyer Finds Perfect Home and Perfect Loan
Not too long ago, a young man was referred to us because he had a problem. Actually, he had a couple of problems.
He was looking to buy his first house and it seems that he couldn't get anybody to listen to him. He had spoken with a couple of lenders about his situation and was quite discouraged. One of them told him that they couldn't qualify him for a home purchase because of his income. He had recently changed jobs and was paid in a different manner. Turns out that even though his situation was unusual, we were able to fit him into lender guidelines with the proper documentation and explanation of how he was paid.
The other lender was willing to qualify him for a stated income loan, but insisted that he get an adjustable rate loan. Our client didn't like this at all and was totally frustrated.
Fortunately, one of his friends referred him to us. We reviewed his situation and gathered all the information that we knew lenders would want. |
We asked him lots of questions about his finances, his needs, his desires, his home buying goals and his life goals. We understood why he wanted a 30 year fixed rate loan. We understood what kind of house he wanted, how much he wanted to pay, and where he wanted to buy. Together with his real estate agent, we were able to get him into his perfect home. Life is beautiful, he loves his new home.
It’s funny how often in life it's hard to get what we want because people aren't properly trained in their business or don't listen or both. It seems like good service has become a quaint relic of the past. Our goal here at Smith-Craine is to find out what you want, and then give you the best advice and service we can.
So if you’re looking for a loan to buy or refinance your home give us a call or send us an email.
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